Welcome to Primary Residential Mortgage, Inc. We are Harrisburg FHA mortgage lenders who are experienced, professional and knowledgeable. We offer FHA mortgage loans in Harrisburg and all of Pennsylvania. Our organization is founded on the belief that we are providing a service and not just a product. We don’t just originate your loan, we guide and advise you through the mortgage process, avoiding the pitfalls and capitalizing on opportunities for you.
FHA Loans have grown in popularity during the current environment. An FHA loan allows you to purchase a home with as little as 3.5% down payment, up to 6% seller help, and seasoning of your down payment is NOT required. FHA also allows current homeowners to refinance the existing balance on a mortgage up to 96.5% of the appraised value. Cash out is allowed to 85% of the appraised value. Although FHA carries a mandatory PMI payment it is usually less than the PMI for a conventional loan. For FHA mortgage lenders in Harrisburg, PA call Primary Residential Mortgage, Inc. today. We’ll guide you every step of the way.
FHA mortgage loans are issued by federally qualified lenders and insured by the U.S. Federal Housing Authority, a division of the U.S. Department of Housing and Urban Development. FHA loans are an attractive option, especially for first-time homeowners because they are generally easier to qualify for than conventional loans. Plus, FHA programs are available down to as low as a 560 FICO score. For Harrisburg FHA mortgage lenders, Primary Residential Mortgage, Inc. is the only name you need to know. We’re standing by to assist you now!