|
|
|
Welcome to Primary Residential Mortgage, Inc., your #1 source for FHA loans. We are Pennsylvania FHA mortgage lenders who are experienced, professional and knowledgeable. We offer FHA mortgage loans in the Greater Harrisburg Area (Harrisburg, Mechanicsburg, Camp Hill, and Carlisle) and all of Pennsylvania. Please explore our website to use our dynamic mortgage calculators, receive free quotes, or learn the facts about mortgage refinance options in PA and much more. We are standing by to assist you now!
Tony Lentini
I am Tony Lentini of Primary Residential Mortgage, Inc., an experienced Pennsylvania mortgage lender for almost 20 years. As an FHA mortgage loan expert I can assist you in taking advantage of current market conditions to help you purchase a home with minimal down payment at a great interest rate, and the lowest cost - GUARANTEED! I give every client my undivided attention and I make sure that YOU make it through the financing process in the most beneficial and stress free way possible. While I offer many programs including FHA, Conventional, VA and debt consolidation loans; I take the most pride in working with First Time Home Buyers. And, for a refinance mortgage in PA, Primary Residential Mortgage, Inc. is the only name you need to know.
You'll find below a brief description of the most common Pennsylvania mortgage programs we offer. More detailed explanations of these loans can be found in the "loan options" tab of our website. At TLMortgageGroup.com you'll also find dynamic mortgage calculators, access to free quotes, facts about mortgage refinance options in PA and much more. Call us today!
FHA Loans
These loans have grown in popularity during the current environment. An FHA mortgage loan allows you to purchase a home with as little as 3.5% down payment, up to 6% seller help, and seasoning of your down payment is NOT required. FHA also allows current homeowners to refinance the existing balance on a mortgage up to 96.5% of the appraised value. Cash out is allowed to 85% of the appraised value. Although FHA carries a mandatory PMI payment it is usually less than the PMI for a conventional loan. For Pennsylvania FHA mortgage lenders call Primary Residential Mortgage, Inc. today. We'll guide you every step of the way.
Conventional Loans
The "traditional loan" to purchase or refinance a home. Conventional loans are still a great option for folks with 660+ credit scores. These loans have become more strict in the qualification process unless you are borrowing 80% or less of the purchase price or appraised value.
VA Loans
For qualified veterans only. These loans allow for 100% financing to purchase or refinance your existing home. These loans are government insured programs and operate much like a traditional FHA Loan.
Fannie Mae Refi Plus
This program allows homeowners who are upside down in the equity of their home. These loans were brought forth to refinance up to 105% of the appraised value. This program does not require PMI Insurance, but you MUST have a Fannie Mae loan to qualify.
Call me today to find out what type of loan is best for you, and I will show you how Harrisburg's FHA expert can help you accomplish your dreams!
Licensed by the Pennsylvania Department of Banking. NMLS ID #192533.
License # 23206.016
|
